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Track credit card payments

Mark a wallet as a credit card, record when its payment is due, and pay it from Home.

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Mark a wallet as a credit card, and WisExpense reminds you when its payment is due. Home lists the cards you owe money on, and Pay starts a transfer that clears the balance.

Before you start

You need a wallet for the card, with a balance below zero when you owe money on it. You can mark a wallet that you own, or one that was shared with you as Admin or Collaborator. With read-only access you see the card’s dates but can’t change them.

Mark the wallet as a card

Web

The wallet form of the web app with the credit card box ticked, and the fields for the payment due day and the next payment date below it. 1: Tick This wallet is a credit card; 2: Type the Payment due day, a whole number from 1 to 31. In a shorter month, the last day of the month is used; 3: If you know it, choose the Next payment date. You can leave it empty.The wallet form of the web app with the credit card box ticked, and the fields for the payment due day and the next payment date below it. 1: Tick This wallet is a credit card; 2: Type the Payment due day, a whole number from 1 to 31. In a shorter month, the last day of the month is used; 3: If you know it, choose the Next payment date. You can leave it empty.
  1. Open Wallets and select Edit in the three-dot menu of the wallet, or select Add wallet to create one.
  2. Tick This wallet is a credit card Marker 1.
  3. Type the Payment due day Marker 2, a whole number from 1 to 31. In a shorter month, the last day of the month is used.
  4. If you know it, choose the Next payment date Marker 3. You can leave it empty.
  5. Select Save.

Mobile

The wallet form of the mobile app with the credit card switch on, and the fields for the payment due day and the next payment date below it. 1: Switch on This wallet is a credit card; 2: Type the Payment due day, a whole number from 1 to 31. In a shorter month, the last day of the month is used; 3: If you know it, set the Next payment date. You can leave it empty; 4: Tap Save.The wallet form of the mobile app with the credit card switch on, and the fields for the payment due day and the next payment date below it. 1: Switch on This wallet is a credit card; 2: Type the Payment due day, a whole number from 1 to 31. In a shorter month, the last day of the month is used; 3: If you know it, set the Next payment date. You can leave it empty; 4: Tap Save.
  1. Tap Wallets, tap View on the wallet, then tap Edit. To make a new wallet, tap + Add instead.
  2. Switch on This wallet is a credit card Marker 1.
  3. Type the Payment due day Marker 2, a whole number from 1 to 31. In a shorter month, the last day of the month is used.
  4. If you know it, set the Next payment date Marker 3. You can leave it empty.
  5. Tap Save Marker 4.

A day outside 1 to 31 is not accepted: the form shows Enter a whole number from 1 to 31. If you switch the card off again, the wallet loses its due day and its payment date, and it stops appearing on Home as a card.

See the next payment date

Web

The Wallets screen of the web app. A card wallet shows its next payment date under its balances. 5: On Wallets, a credit card shows its Next payment date on its card, or No payment date when it has none. A date in the past carries the word Overdue. Cards you owe money on are listed first.The Wallets screen of the web app. A card wallet shows its next payment date under its balances. 5: On Wallets, a credit card shows its Next payment date on its card, or No payment date when it has none. A date in the past carries the word Overdue. Cards you owe money on are listed first.

On Wallets, a credit card shows its Next payment date Marker 5 on its card, or No payment date when it has none. A date in the past carries the word Overdue. Cards you owe money on are listed first.

Mobile

The Wallets screen of the mobile app. A card wallet shows its next payment date on its card. 5: On Wallets, a credit card shows its Next payment date, or No payment date when it has none. A date in the past carries the word Overdue. Cards you owe money on are listed first.The Wallets screen of the mobile app. A card wallet shows its next payment date on its card. 5: On Wallets, a credit card shows its Next payment date, or No payment date when it has none. A date in the past carries the word Overdue. Cards you owe money on are listed first.

On Wallets, a credit card shows its Next payment date Marker 5, or No payment date when it has none. A date in the past carries the word Overdue. Cards you owe money on are listed first.

The detail screen of a credit card in the mobile app, with the next payment date and the Pay button in the Credit card section. 6: To change the date without recording a transfer, open the wallet and use the Credit card section. Tap Clear date to remove it.The detail screen of a credit card in the mobile app, with the next payment date and the Pay button in the Credit card section. 6: To change the date without recording a transfer, open the wallet and use the Credit card section. Tap Clear date to remove it.

To change the date without recording a transfer, open the wallet and use the Credit card section Marker 6. Tap Clear date to remove it.

Pay the card from Home

Web

The web app’s home screen. Under the quick buttons, the Card payments list shows a card with its balance and a Pay button. 7: Open Home. Card payments lists the credit cards that you owe money on and whose payment is overdue or due soon (within the next 7 days, or by the end of your current budget period if that is later), and the cards that have no payment date. Cards with no date come first, then the earliest date; 8: Select Pay next to the card. A new transfer opens with the card as destination and the amount that brings its balance to zero.The web app’s home screen. Under the quick buttons, the Card payments list shows a card with its balance and a Pay button. 7: Open Home. Card payments lists the credit cards that you owe money on and whose payment is overdue or due soon (within the next 7 days, or by the end of your current budget period if that is later), and the cards that have no payment date. Cards with no date come first, then the earliest date; 8: Select Pay next to the card. A new transfer opens with the card as destination and the amount that brings its balance to zero.
  1. Open Home. Card payments Marker 7 lists the credit cards that you owe money on and whose payment is overdue or due soon (within the next 7 days, or by the end of your current budget period if that is later), and the cards that have no payment date. Cards with no date come first, then the earliest date.
  2. Select Pay Marker 8 next to the card. A new transfer opens with the card as destination and the amount that brings its balance to zero.

Mobile

The mobile app’s home screen. The Card payments list shows a card with its balance and a Pay button. 7: Open Home. Card payments lists the credit cards that you owe money on and whose payment is overdue or due soon (within the next 7 days, or by the end of your current budget period if that is later), and the cards that have no payment date. Cards with no date come first, then the earliest date.The mobile app’s home screen. The Card payments list shows a card with its balance and a Pay button. 7: Open Home. Card payments lists the credit cards that you owe money on and whose payment is overdue or due soon (within the next 7 days, or by the end of your current budget period if that is later), and the cards that have no payment date. Cards with no date come first, then the earliest date.
  1. Open Home. Card payments Marker 7 lists the credit cards that you owe money on and whose payment is overdue or due soon (within the next 7 days, or by the end of your current budget period if that is later), and the cards that have no payment date. Cards with no date come first, then the earliest date.
  2. Tap Pay next to the card, or on the card’s own screen. A new transfer opens with the card as destination and the amount that brings its balance to zero.

Select the card itself to open its wallet. A card disappears from the list once its balance is zero or above, or once its next payment date is later than that. If you have no credit card at all, the section isn’t shown.

Choose the source and the date

Web

The transfer form of the web app with a credit card as destination, and the next payment date offered under it. 4: Select Save; 9: Check the Next payment date that is offered under the destination. Keep it, change it, or tick Don't update the next payment date; 10: Choose the Source Wallet, where the money leaves. The amount is already filled in, and you can change it.The transfer form of the web app with a credit card as destination, and the next payment date offered under it. 4: Select Save; 9: Check the Next payment date that is offered under the destination. Keep it, change it, or tick Don't update the next payment date; 10: Choose the Source Wallet, where the money leaves. The amount is already filled in, and you can change it.
  1. Choose the Source Wallet, where the money leaves. The amount is already filled in, and you can change it.
  2. Check the Next payment date Marker 9 that is offered under the destination. Keep it, change it, or tick Don't update the next payment date.
  3. Select Save Marker 4.

Mobile

The transfer form of the mobile app with a credit card as destination, and the next payment date offered under it. 9: Check the Next payment date that is offered under the destination. Keep it, change it, or tick Don't update the next payment date; 10: Choose the Source Wallet, where the money leaves. The amount is already filled in, and you can change it.The transfer form of the mobile app with a credit card as destination, and the next payment date offered under it. 9: Check the Next payment date that is offered under the destination. Keep it, change it, or tick Don't update the next payment date; 10: Choose the Source Wallet, where the money leaves. The amount is already filled in, and you can change it.
  1. Choose the Source Wallet, where the money leaves. The amount Marker 10 is already filled in, and you can change it.
  2. Check the Next payment date Marker 9 that is offered under the destination. Keep it, change it, or tick Don't update the next payment date.
  3. Tap Save.

The suggested date is one month after the due day that is nearest to the transfer date. With a due day of 15, a transfer on 10 October suggests 15 November, because 15 October is the nearest due date. Without a due day, no date is suggested, and you can type one. When the date is more than a month away, the form says so and still lets you save.

Tip

Editing or deleting the transfer later doesn’t change the card’s next payment date.

What you see

The transfer clears the card’s balance, the card leaves Card payments, and its next payment date shows the date you kept. If another device is open on your wallets, it shows the change without a refresh.

Edit a wallet and Transfer money between wallets.